API Banking

Create virtual bank accounts on the go for simplified collections & reconciliation. Reduce collection costs by 5x!

How it Works

Create Virtual Accounts

Set-up virtual accounts (with account number & UPI IDs) for your customers & vendors via Restful APIs in seconds.

Sign In

Request Payments Seamlessly

Share the virtual account details with your customer or vendor using your app, email, or SMS to accept payments easily.

Sign In

Transfer Money Instantly

Simplify money transfer to virtual accounts using common payment methods such as UPI, IMPS, NEFT, and RTGS.

Sign In

Reconcile Transactions In Real-time

Disburse & reconcile payouts to your partners or vendors automatically using our virtual accounts APIs. Maintain your own ledger, & streamline bookkeeping process without hassle.

Sign In

Monitor & Share Status Updates

Instantly notify your customers via Webhooks when a transaction is completed and monitor any transaction flow easily with virtual accounts APIs.

Sign In

Here’s how Riverinnovfin API banking platform empowers businesses across diverse industries






NBFCs & Fintech Lenders




Fintech Lenders


Payment Service Providers

Why Riverinnovfin

Business settings

Easily connect your existing current account with leading banks by just clicking a button.

Contact Us

SMBs & Enterprises

Transfer money, spend money, and manage your finances with the APP or Web Dashboard.

Contact Us

Large corporations

Easy-to-integrate banking APIs automate and empower your business processes.

Contact Us
Use Cases

Automated plug-n-play APIs to simplify financial integrations for your business.


Create and manage virtual accounts dynamically using any of our bank providers.


Accept money from anyone via any channel and reconcile automatically.


Distribute money from your virtual accounts via IMPS, RTGS, NEFT, or UPI to anyone across the country.